Term Life Insurance

Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.

Term Life Insurance Products

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Pacific PRIME Term

Policy Form #P12TRS, ICC12 P12TRS, P12TRF, or ICC12 P12TRF, based on state of policy issue, age of insured, face amount chosen at time of application.

Competitive premiums in 10, 15, 20, and 30-year durations with an attractive conversion credit. Apply with no medical exams within certain policy limits. 

The issuance of the policy may depend upon answers to the health questions requested as part of the telephone interview process.

PRODUCT RESOURCES:

Sample Policy
Pacific Term ART

Policy Form #P08TRM

Annual renewal term life insurance that offers competitive premium that increases each year.  

PRODUCT RESOURCES:

Sample Policy
PL Promise Term

Policy Form #P16LYT or ICC16 P16LYT and S16LYT 10, S16LYT 15, S16LYT 20, S16LYT 25, or S16LYT 30, based on level premium period chosen and state of policy issue.

Broadly competitive term life insurance in 10, 15, 20, 25, and 30 year durations. Fluidless underwriting for older ages, no rate class restrictions. Monthly premium advantage and innovative conversion product. 

For questions on this product please contact:
(844) 238-4872, Option 3 
LynInternalSales@PacificLife.com

PRODUCT RESOURCES:

Client Guide
There are no products currently available in your state.

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A financial professional must be a properly licensed and appointed life insurance producer to sell life insurance products.

*For federal income tax purposes, life insurance death benefits generally pay income tax-free to beneficiaries pursuant to IRC Sec. 101(a)(1). In certain situations, however, life insurance death benefits may be partially or wholly taxable. Situations include, but are not limited to: the transfer of a life insurance policy for valuable consideration unless the transfer qualifies for an exception under IRC Sec. 101(a)(2)(i.e. the transfer-for-value rule); arrangements that lack an insurable interest based on state law; and an employer-owned policy unless the policy qualifies for an exception under IRC Sec. 101(j).

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Life insurance is subject to underwriting and approval of the application.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker-dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.

Pacific Life's Home Office is located in Newport Beach, CA.

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